Have you recently made a mortgage payment online? Were you charged a small ‘penalty’ or ‘processing’ fee for doing so? Then you may qualify to file or join a mortgage payment fee lawsuit. Based on data collected by creditcards.com, many borrowers claim that these ‘convenience’ fees, as they are otherwise known, can range anywhere from $5 […]
Everyone agrees that spam text messages are an annoyance – but did you know that it is illegal for businesses and individuals to advertise to you through unsolicited text messages or unwanted phone calls sent to your cellular phone? The Telephone Consumer Protection Act (TCPA) regulates the use of automatic dialing systems, SMS text messages, […]
Based on data released by AutoTrader, an estimated 14% of all vehicles involved in accidents are declared a ‘total loss’. When an insurance company reports that a vehicle is a ‘total loss’, essentially what is being said is that it will cost more to repair it than the vehicle is actually worth. The question is, how […]
According to a MarketWatch report based on data collected from Moebs Services, consumers pay an estimated $34 billion in overdraft fees every year. Unfortunately, the reality is that banks and financial institutions are racking up much of this excessive amount through unfair practices. Thousands and thousands of Americans are paying overdraft fees on pending transactions and wondering […]
The best way to avoid paying extra for making a mortgage payment online is to empower yourself with knowledge. Mortgage lenders sometimes charge additional fees such as “processing fees” when borrowers pay via an online website and this is often unlawful. If you feel that you are unlawfully paying a mortgage payment processing fee, you […]
Many customers of financial institutions, whether banks or credit unions, are charged overdraft fees on pending transactions. Customers are now seeking to get their hard-earned money back by filing an overdraft fees lawsuit, as they allege the overdraft fees were taken without consent. Not all banks are sued or are involved in litigation, but many […]
Were you in a total car loss accident, but feel the insurer’s offer on the totaled vehicle does not reflect the full value? And you want to be reimbursed for the sales tax and other fees charged by your insurance company? You will need a total car loss accident lawyer and may qualify to join […]
Decent health insurance brings peace of mind, especially during difficult times. You need to know more about COBRA notice procedures, as health insurance coverage under COBRA have specific rules that must be adhered to. Employees, spouses, and/or their children are entitled to continued health insurance under the Consolidated Omnibus Budget Reconciliation Act (COBRA) when they […]
Employers have certain COBRA coverage responsibilities to their employees. They need to comply with requirements regarding notification and they are subject to penalties should they not fulfil them. If you have recently lost a job that provided you with health insurance, and you are now eligible for COBRA coverage – or have been in the […]
Keeping receipts is a wise action when it comes to taxes, budgeting, warranties and returns or exchanges. If they contain FACTA violations, they could also be used to commit identity fraud. They may contain FACTA violations that entitle you to financial compensation. If you check the receipts you are carefully filing away, you may find […]
