As a car owner, you understand that you can’t always repair a vehicle after a major accident. Sometimes, a damaged vehicle must be totaled. However, there are times when total loss decisions in Georgia and elsewhere don’t seem to make a lot of sense. Insurance adjusters don’t always act in good faith, and there is […]
The insurance industry is heavily regulated in Illinois. This gives both insurance providers and consumers rights and obligations for the protection of both. In the case of total loss in Illinois, an affected consumer has the right to question the decision of the insurance company to declare a total loss and can dispute this action […]
Spam texts and robocalls are daily nuisances for many Americans. The Telephone Consumer Protection Act (TCPA) is there to protect consumers against the irritation and possible loss that these unsolicited communications can cause. Any individual who deals with spam texts or calls regularly has the right to take legal action and possibly win financial compensation […]
Total loss insurance claims in Georgia follow a particular rule as laid out in state law. The rule of diminished value is applicable in the Peach State, meaning that insured vehicle owners can file a diminished value claim to recoup lost value on a vehicle after an accident. This rule is the result of a […]
A class action lawsuit has been filed against Bank of America for allegedly deceiving customers into paying millions in unnecessary bank fees. Account holders Tami Bruin and Eline Barokas filed the nationwide class action lawsuit in New York federal court, claiming that the banking giant misleads customers into paying a fee to transfer money using […]
There is an ongoing series of state-wide insurance claim disputes regarding what have been described as fraudulent total loss declarations in Illinois. Vehicle owners claimed that numerous insurers around the state had undervalued their cars using CCC Information Services, Inc.’s total loss computer valuation service. These undervaluations had led to a series of damaged vehicles […]
Every day, millions of Americans are hit by unsolicited prerecorded calls offering them all kinds of products from insurance to home alarm systems. Despite the protection provided by the Telephone Consumer Protection Act (TCPA), robocalls are actually increasing in number. This is because they are highly profitable, and the legal protections put in place to […]
When you are in a total loss accident in Georgia, you expect to be taken care of by your insurance provider. You should not have to fight to prove a claim but unfortunately, insurance companies routinely deny claims for fear of fraud. According to recent consumer allegations, insurance companies may also not be reimbursing their […]
Insurance fraud has been a battleground for insurance companies and for total loss claims in Illinois, companies exaggerate the threat and tend to deny valid claims. Unfortunately, the Department of Insurance is of little help in aiding the insured when there is a denied claim, leaving them to look for legal assistance. For a total […]
The TCPA – Telephone Consumer Protection Act, is a federal statute signed into law in 1991 by President George H. W. Bush after being passed by the United States Congress. It was enacted to restrict telephone solicitations in the form of telemarketing as well as the use of automated telephone devices. It also limits prerecorded […]
