If you have recently paid off your vehicle loan, you may be wondering if you are now entitled to a GAP insurance refund. What Is GAP? In short, GAP insurance (Guaranteed Auto/Asset Protection) is an optional type of auto insurance. Some lenders insist on it if you take out an auto loan. If your car […]
When you don’t have enough money in your checking account to cover a transaction, your bank may charge you an overdraft fee for non-sufficient funds (NSF.) While this is a common practice among lending institutions, there are some banks and credit unions that are overcharging their customers by using depictive practices. You may be able […]
Numerous bank overdraft fee lawsuits have been filed around the country by Americans who want to know why they are being charged outrageous fees, without consent, when their accounts are overdrawn. If you have ever dealt with unfair overdraft fees, you may be eligible to join one of the multi-district lawsuits (MDL) currently in process […]
A 2012 whitepaper by the Consumer Financial Protection Bureau confirmed that banks have been reordering transactions in a way that can lead to excessive overdraft fees. For example, Wells Fargo reshuffles the transactions into numeric order by value, paying them highest to lowest at the end of the day they arrive at the bank for […]
The ‘80s band, Simply Red, sang that “money’s too tight to mention” – which is as true now as it was 30 years ago. Especially with the financial knock of the Covid-19 pandemic, every penny counts. This is why, when you are doing your best to stay afloat, you do not expect your bank to […]
There are scales of bad luck. Being in a car accident is bad. Having your motor vehicle totaled is worse. Being denied reimbursement for the full value of your total loss by your insurance company is the worst. Your luck may be turning, however, as you could be eligible for hundreds or thousands of dollars […]
Keeping receipts is a wise action when it comes to taxes, budgeting, warranties and returns or exchanges. If they contain FACTA violations, they could also be used to commit identity fraud. They may contain FACTA violations that entitle you to financial compensation. If you check the receipts you are carefully filing away, you may find […]
Have you been charged a mortgage payment processing fee for paying your mortgage via the phone or an online system? If so, then you are not alone. In the past decade, more mortgage lenders are charging borrows additional fees if they choose to pay using the most convenient and modern forms of payment: online websites […]
Class action recall investigations happen when a specific product has been recalled by its manufacturers for various reasons. The class action lawsuit is formed by a multitude of individuals who have suffered harm or concern regarding the recalled products in question. The class action lawsuit is handled by specialist class action recall lawyers or class […]
Overdraft fees can be complicated, hence the reason why it pays to have reputable bank overdraft lawyers on your side. Some are legal, while others are not. Some practices regarding overdraft fees are also currently being scrutinized by the various authorities. Introducing our bank overdraft fee class action lawsuit. This lawsuit is comprised of consumers […]
